By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited share insurance coverage by the National Credit Union Administration (NCUA). Beginning January 1, 2013, all of a member’s accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the NCUSIF up to the standard maximum share insurance amount ($250,000), for each share insurance ownership category. For more information about NCUA share insurance coverage of non-interest bearing transaction accounts, visit www.ncua.gov.
Stop Payment: $10.00/Item
Incoming Wire: $10.00/Transfer
Replacement Debit Card (Lost or Stolen): One Free, then $5.00/card
Debit Card Pin Re-Order: One Free, then $5.00/re-order
Outgoing Wire Fee: $20.00/Transfer
The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”), was passed by Congress on July 30, 2008 as Title V of the Housing and Economic Recovery Act of 2008. The SAFE Act was created to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of Mortgage Loan Originators (MLOs).
MLOs employed by an insured depository institution or a subsidiary that is regulated by a federal banking agency are required to be registered in the national registry. MLOs are also required to disclose their unique registry identifying number (NMLS#) to the consumers they serve in their capacity as mortgage loan originators.
MLOs employed by Johnsonville TVA Employees Credit Union
Debra Phifer Cobb (NMLS# 518307)
Kimberly Diane Buhl (NMLS# 518306)
Click here to read the latest alert about "phishing scams."
You can use your Johnsonville TVA Employees Credit Union Debit Card surcharge free at these three locations. This gives you 24 hour access to your checking account. Open up your account today.
The credit union offers a variety of mortgage loan options to meet your needs. We offer first mortgage, home-equity lines of credit, and land loans at competitive rates and terms.
Learn more about mortgage loans.
One form of "PHISHING" occurs when online crooks steal the Credit Union's logo and/or copy its corporate image to send phony emails asking you to "verify" your account information. If you take the bait by replying with your private information, the "phishers" use it to steal information from your account.
Remember, your Credit Union will NEVER ask you to "verify" account details be e-mail. We already have this information! If you receive such an email, DON'T REPLY and notify the Credit Union immediately.