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Lending

Mortgage Loans

Home Loans!

Johnsonville TVA ECU offers a variety of mortgage loan options to meet your needs. We offer first and second mortgages, home equity lines of credit, and land loans at competitive rates and terms.


First Mortgage Loans

In the market to purchase a home or refinance an existing mortgage, we have the finance options for you. These loans consist of In-House and Secondary Market rates and terms. Interest rates can change daily and fees will vary.

In-house

  • Fixed rates
  • Generally lower closing cost
  • Generally faster closing time
  • 5-15 year term

Home Equity Lines of Credit (HELOC’s 1st or 2nd Mortgage)
Set up a Home Equity Line of Credit for:

  • Home Improvements
  • College Expenses
  • Debit Consolidation Loan

Land Loans

Yes, we make land only loans. Looking for land to build for the future – let us help.

  • Terms up to 15 years
  • Loan-to-value up to 80%
  • Property located in Tennessee
  • Competitive Rates

What do I need to bring to get started?

  • Copy of warranty deed
  • Verification of Income
  • Homeowners Insurance Policy
  • Current statement of First Mortgage

Secondary Market
  • Multiple mortgage loan options
  • Fixed Rates with terms up to 30 years
  • Please call for current rates

Call our mortgage loan specialist at 800-338-4609 to see what product serves you best.

Diane Buhl, MLO # 518306
Debra Cobb, MLO # 518307

Also see Consumer Loans...

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NCUA: National Credit Union Administration    EHL: Equal Housing Lender    America's Credit Unions