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Apply for a Loan!
Please fax or bring the application by one of our offices.
We are here to serve your loan request. From auto to personal loans, we tailor our loans around you.
- Low rates
- Flexible terms
- No loan fees
- No prepayment penalties
- Fast approval
- Payroll Deduction
See Loan Rates...
Johnsonville TVA ECU offers a variety of mortgage loan options to meet your needs. We offer first and second mortgages, home-equity lines of credit, and land loans at competitive
rates and terms.
First Mortgage Loans
In the market to purchase a home or refinance an existing mortgage, we have the finance options for you. These loans consist of In-House and Secondary Market rates and terms. Interest rates can change daily and fees will vary.
- Fixed rates
- Generally lower closing cost
- Generally faster closing time
- 5-15 year terms
Home Equity Lines of Credit (HELOC 1st or 2nd)
Set up a mortgage line of credit for Home Improvements, College Expenses, or a Debt Consolidation Loan.
- Multiple mortgage loan options
- Fixed Rates with terms up to 30 years
- Please call for current rates
Yes, we make land only loans. Looking for land to build for the future let us help.
- Terms up to 15 years
- Loan-to-value up to 80%
- Property located in Tennessee
- Competitive Rates
What do I need to bring to get started?
- Copy of warranty deed
- Verification of Income
- Homeowners Insurance Policy
- Current statement of First Mortgage
Call our mortgage loan specialist at 800-338-4609 to see what product
serves you best.