Consumer Loans 
Mortgage Loans
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Consumer Loans
We are here to serve your loan request. Fro m auto to personal loans, we tailor our loans around you.
- Low rates
- Flexible terms
- No loan fees
- No prepayment penalties
- Fast approval
- Payroll Deduction
See Loan Rates...
Mortgage Loans
Johnsonville TVA ECU offers a variety of mortgage loan options to meet your needs. We offer first and second mortgages, home-equity lines of credit, balloons, and land loans at competitive
rates and terms.
First Mortgage Loans
In the market to purchase a home or refinance an existing mortgage, we have the finance options for you. These loans consist of In-House and Secondary Market rates and terms. Interest rates can change daily and fees will vary.
Secondary Market
- Multiple mortgage loan options
- Fixed Rates with terms up to 30 years
- Loan-to value up to 95% on purchases
- Please call for current rates
In-house
- Fixed and variable rates
- Generally lower closing cost
- Generally faster closing time with less paperwork
- 15 year term and balloon products
Balloon Mortgages (In-House)
Do you need a shorter term at a lower rate? Our in-house balloon products meet those needs. This product generally has lower rates.
- 5 and 10 year terms available
- Up to 20 year amortization payment schedules
Land Loans
Yes, we make land only loans. Looking for land to build for the future let us help.
- Terms up to 10 years
- Loan-to-value up to 70%
- Property located in Tennessee
What do I need to bring to get started?
- Copy of warranty deed
- Verification of Income
- Homeowners Insurance Policy
- Current statement of First Mortgage
Call our mortgage loan specialist at 800-338-4609 to see what product
serves you best.
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